FramRI Free pre-screen
Two people talking in an auto workshop beside a vehicle on a lift.

Before you spend

The money arrives. It just never seems to stay.

If the revenue looks fine and the bank account never does, that gap has a name and a short list of structural causes. Here is what it is called, what actually produces it, and the one thing nobody can work out from the outside.

The short answer: what you are describing is cash flow inconsistency. It is a different problem from not earning enough: money is being earned and is not being kept. Twelve of the twenty one structures FramRI measures can produce it, which is why general advice aimed at it so often misses. The useful question is not what to do about cash. It is which of the twelve is doing it in your business.

What is earned against what is kept Two bars. The first, what the business earns, is tall. The second, what it keeps, is a fraction of it. The distance between them is the symptom. EarnedKeptthe gap
Twelve of the twenty one structures FramRI measures can produce this. They do not share a cause and they do not share a fix, which is why general advice so often lands on the wrong one.

It has a name, and naming it narrows the field

Owners tend to call everything a cash flow problem. Three different things hide under that phrase, and they do not share a cause or a fix.

They feel similar from the inside and they are not the same. Advice aimed at the wrong one of the three is the most common way an owner spends a year and ends up where they started.

Six of the twelve, in plain terms

Any one of these creates the same experience. None of them respond to the same fix.

The point is not the list. It is that six plausible, expensive, completely different projects all answer the same sentence: the money never seems to stay.

Why picking the wrong one is expensive

If the real cause is margin and you spend the year chasing invoices faster, collections improve. That is the trap. It half works, which is worse than failing outright, because a fix that fails gets abandoned inside a month and a fix that half works gets funded again.

Most owners are not making careless decisions. They are making good decisions aimed at the wrong problem, or the right decision too early. Tightening payment terms is sensible; doing it before you know your margins means tightening terms on work that was never profitable.

What nobody can work out from the outside

Which of the twelve is yours. Not from this page, not from an article, and not from someone looking at your business for an hour. It comes out of your own answers, scored the same way every time, so the read does not change according to who is holding it or what they would like to sell you.

That is the difference between an opinion and a measurement. An opinion means you have to decide whether to trust the person giving it. A measurement is something you can act on.

An adviser going through a set of figures on screen with two business owners.
The numbers are not hiding anything. They are simply not being read at the level that would show which of the twelve it is.

Find out where the money is actually going

The free pre-screen shows you where your structure is under pressure, in about three minutes, from your own answers. No cost, and nothing to install.

Start the free pre-screen

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